Debt Management Kit

Manage Debt.png
Manage Debt.png

Debt Management Kit


What's included?
✓ Bankruptcy forms
✓ Debt agreement forms
✓ Personal Insolvency forms and deed
✓ Step-by-step instructions
✓ Simple explanation of bankruptcy law
✓ Debt management tools
✓ Excel Budget
Does not include Court or government fees



Get a fresh start with your finances with this all inclusive kit. Includes all formal options under the Bankruptcy Act and informal ways to help you manage your debt and get back on track. 

If you are unable to pay your debts and cannot come to a suitable repayment arrangement with your creditors, you have a number of options available to you under the Bankruptcy Act.  

The bankruptcy laws can be confusing and complicated, making it difficult for people to get back on track with their finances. With the Debt Management kit, the bankruptcy laws are explained in plain language to help you exhaust all informal options before considering the formal options available.

Get all the tools and resources that you need to get your finances back on track and make a fresh start. 


The Debt Management kit contains all the forms and other resources to help you manage your debt, including ways to approach your creditors informally. It includes everything in the bankruptcy, debt agreement and personal insolvency agreement kit plus other tools to manage your budget. The kit helps you choose the option that is right for you.  


  1. Download the forms; 
  2. Save to your computer;
  3. Complete the forms following the instructions;
  4. Submit the forms and pay the fee.